LOAN RATES


Please call 856-339-5099 for more information, or email our loan officer at psegloans@gmail.com.

 

Payday Loan.
NO Credit Check

$1,000 - 6 months
18% interest

 

Christmas Loan.
$1,500 for 12 mos. @ 15%
No credit check required.
Available October 2nd - December 18th.

 

Debt Consolidation.
View our flyer for details.
Maximum amount* = $15,000; Maximum term = 60 months
Interest as low as 6.99%

 

Home Equity.

Minimum average credit score of 600 required.
$100,000 maximum amount, 120 months maximum term
60 months (5 years) - 4.25%
84 months (7 years) - 4.25%
120 months (10 years) - 6.24%
$200 early payoff penalty

Unsecured/Personal.

Maximum amount* = $15,000; Maximum term = 60 months
Interest as low as 7.99%
36 months - 7.99%
48 months - 8.49%
60 months - 9.49%

New & Used Vehicle.

48 months - interest as low as 4.00%
60 months - interest as low as 4.25%
72 months - interest as low as 5.00%
We will match dealership rate down to 1.9% with proof

Auto Loan Refinance.

Refinance your auto loan with the CU from an outside financial institution and we will reduce your current rate by 0.25%!

What You'll Need to Apply for a Refinance Auto Loan

-  Your 17-character Vehicle Identification Number (VIN)

-  The exact mileage

-  Year, Make, Model

-  The following lender information:

         -  Name of lender
         -  Lender's phone number
         -  Your loan number with lender
         -  Payoff amount
         -  Proof of current rate

 

Boat.

Minimum average credit score of 600 required.
<= 60 months - 5.00%
72 months - 5.25%
84 months - 5.50%
96 months - 6.00%
120 months - 6.25%
144 months - 6.50%

 

Rates are subject to change without prior notice.
* Maximum amount is based upon credit score.

 

TO APPLY.

Complete an application form, fill it out COMPLETELY, and attach a copy of a recent pay stub or W-2.  Click here to download an application.  Applications can also be obtained from the credit union office.  Please contact Christen (856-339-5099) for an application form or to find out about any ongoing loan specials.

 

 

 

 

NEFCU services

Your NEFCU offers members a wide range of financial services.

Home Banking
Direct Deposit and Payroll Deduction
Christmas Club Savings Accounts
Free Checking
Stamps
Savings Accounts
VISA Gift Cards
24 hour - 7 day Telephone Account Access
Many Loans to Meet Your Financial Needs
Debit Cards
Deposit Box in the Security Center